Consolidating home equity line credit

When you're choosing the term of a loan, consider the total amount of interest and fees you’ll pay.

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If the lender’s loan-to-value ratio is 80 percent, the maximum home equity loan you could qualify for is ,000.The zip code you entered is served by Citizens One, the brand name for Citizens Bank's lending business outside of our 11‑state branch footprint.Under the Citizens One brand we offer Auto Loans, Credit Cards, Mortgages, Personal Loans and Student Loans.During this time, you are no longer able to draw on your line of credit and you must begin making payments against the balance of the loan.Let’s take a look at how to determine how much equity you need to get a line of credit and how much you can borrow.

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