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Governments around the world encourage people to go for insurance.Many countries give incentives in different forms to encourage this practice.

This way, they help the dependents live a normal life despite the demise of the concerning person.One is for the sole purpose of protection so that the dependents of a person can be supported after the demise of the insured person.Such policies are known as term insurance policies.However, a person may make anybody the beneficiary of the policy.The insurance policy is a legal contract between the insurer and the insured.

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