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Visit gov/wu and click on the link indicating that you did not receive a claim form and follow the instructions to complete your filing. Each claim will be verified by the Justice Department.

If your claim is verified, the amount you get will depend on how much you lost and the total number of consumers who submit valid claims.

The thing to know is that you cannot apply for a refund by email.

The scam emails we’ve seen ask for information about your Western Union transaction, along with your name and address.”Even so, people have lost millions of dollars to fraudsters via wire transfer scams.

As the monumental baby-boomer generation tips into old age, communities, policy makers and other institutions have started to focus their attention on creating environments to increase the likelihood of successfully aging in place.

One big bright spot is the availability of technology to assist people with certain vital tasks, such as taking medicines, keeping track of lists and contacting medical providers for nonemergency consultations.

But other retirees may still feel the urge for new scenery and a new zip code, whether to lower their cost of living as they adjust to life on a fixed income, or to find a new home that better fits their lifestyle or health care needs.

The best way to stay in the loop is to bookmark the FTC page for the Western Union settlement or and check frequently for updates.

Retirement doesn’t have to mean moving away from a city you love or giving up the cultural opportunities bigger metros provide that can make your retirement years golden.

Aging in place is a growing phenomenon, as many seniors plan to stay in their own homes and remain active members of their communities rather than move elsewhere.

So all the old material will be left here for archival purposes, with comments turned off.

Magnify Money is an advertising-supported comparison service which receives compensation from some of the financial providers whose offers appear on our site.

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